Tkacheva, Y.V., Shishkina, L.A. and Volynsky, P.E. 2024. Trends and innovations in the development of retail banking lending . Modern Economics: Problems and Solutions. 3, (Mar. 2024), 127-138. DOI:https://doi.org/10.17308/meps/2078-9017/2024/3/127-138.