Risk-based mortgage scenario

  • Ольга Константиновна Мещерякова Федеральное государственное бюджетное учреждение высшего профессионального образования «Воронежский государственный архитектурно-строительный университет»
  • Светлана Александровна Степанцова Воронежский архитектурно-строительный университет
Keywords: mortgage credit system, stabilization of the mortgage market, risks, measures, maneuverable housing fund

Abstract

analysis of current situation in the estate market, in particular in
the mortgage market, during the crisis events in Russian economics and
determination of feasible mechanisms of mortgage demand stabilization.
Discussion: in this article, we show the dynamics of basic indicators of the
mortgage market and its dependence on adverse economic factors. We
disclosed the necessity of mortgage sustention as the main method acquisition
of habitation as well as estimated existing stabilization state measures
in the mortgage market. Results: we present the necessity of additional
stabilization events in mortgage market system in Russian Federation in
view of increased risks in particular creating conditions for the resettlement
of borrowers defaulted on their obligations in the special housing fund.

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Author Biographies

Ольга Константиновна Мещерякова, Федеральное государственное бюджетное учреждение высшего профессионального образования «Воронежский государственный архитектурно-строительный университет»

д-р экон. наук, доцент

Светлана Александровна Степанцова, Воронежский архитектурно-строительный университет

аспирант Воронежского государственного архитектурно-строительного университета

Published
2015-11-29
How to Cite
Мещерякова, О. К., & Степанцова, С. А. (2015). Risk-based mortgage scenario. Modern Economics: Problems and Solutions, 9, 31-38. https://doi.org/10.17308/meps.2015.9/1287
Section
Financial Economics