Increase of a payment discipline of consumers of heat

  • E.Yu. Ryabov Volgograd State University
Keywords: credit policy, receivables, heat supply, individual consumer card, payment discipline, housing and utilities


This paper proposes methods to improve consumers ’payment discipline as an alternative to less effective methods of debt collection. The use of discounts for advance payment and the introduction of payment cards allow individual heat supply organizations to solve the problem of rising receivables.


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Author Biography

E.Yu. Ryabov, Volgograd State University

Postgraduate Student, Department of Corporate Finance and Banking

How to Cite
Ryabov, E. (2014). Increase of a payment discipline of consumers of heat. Proceedings of Voronezh State University. Series: Economics and Management, (3), 115-120. Retrieved from